The Old Mutual International Collective Redemption Bond, can help your clients manage and monitor their investment portfolio easily and efficiently. By wrapping their portfolio within a Bond, it gives them an almost unlimited choice of authorised collective investments around the world, in most major asset classes and currencies. Your clients can change and adapt their investment selection as their needs and circumstances change, without the exit penalties, initial charges and tax liabilities associated with traditional structures.
The Collective Redemption Bond is a capital redemption contract with a 99-year fixed term. This means the investment will continue to the end of the term (the maturity date), unless it is fully cashed in beforehand. It is designed with multiple policies so as to give your clients easy and flexible access to their funds when required.
As the Bond is held offshore, in the politically stable and tax-efficient Isle of Man, your clients funds will not currently be liable to any form of income or capital gains tax. It also provides estate planning options that enable your clients to pass on as much of their wealth as possible to their family and future generations.
The information provided on this page is not intended to offer advice. It is based on Old Mutual International's interpretation of the relevant law and is correct at the time of publication. While we believe this interpretation to be correct, we cannot guarantee it. Old Mutual International cannot accept any responsibility for any action taken or refrained from being taken as a result of the information contained on this page.
Past performance is no guarantee of future returns. The value of the investments and the income from them can go down as well as up and the investor may not get back the amount invested. Where a transaction involves more than one currency the investor may be exposed to the risk of currency fluctuations.