Old Mutual International Collective Bonds, give your client almost unlimited access to authorised collective investments around the world, in most major asset classes and currencies. By wrapping the portfolio within a Bond, it enables your client to change and adapt their investment choice as their needs and circumstances change, without the exit penalties, initial charges and tax liabilities associated with traditional structures. It also provides estate planning options that enable you to pass on as much of your wealth as possible to your family and future generations.
As the Bond is held offshore it is not currently liable to any form of income or capital gains tax on policyholders’ funds. However the bond is liable to withholding tax. It is designed with multiple policies so as to give your clients easy and flexible access to their funds when required.
Life assurance is available with the Collective Investment Bond.
This product may not be available in certain countries within this region – please speak to your Old Mutual International consultant for more information.