Financial Planning Solutions


Succession planning using nominations and trusts

How testamentary freedom is limited by forced heirship rules and using trusts and beneficiary nominations in succession planning.
Sterling notes

Options for extracting company profit

Owners may consider ways of extracting profits from their company. Reasons for this action can range from preparing to wind-up or close the company to just extracting money for personal use in an efficient way
Flower house

Offshore companies holding UK Property

With the re-introduction of the finance bill 2017 , we look at the tax treatment of a non UK-domicile individual holding a UK property a through an offshore company.

Savings and dividend taxation bands and allowances

Previously we have written articles covering the new taxation rules surrounding savings income and dividends. Here we provide a series of scenarios to show how these interact with an individual’s personal allowance and tax rates.
coloured housing

Let-to-buys more costly

HMRC consultation issued on 28 December 2015 reveals Stamp Duty Land Tax (SDLT) increases for additional properties will catch all let-to-buys but not all buy-to-lets.
Euro Flags

New EU succession laws

Those advising UK expats need to consider the implications of Brussels IV when advising their clients. Taking steps now may ensure that individuals avoid the possibility of Brussels IV impacting their succession plans.

Trusts - Simple yet effective

This article explains how trusts are simple yet effective financial planning tools. It provides an overview of why trusts should be used with Old Mutual Life Assurance policies.
Sale hangers

IHT planning and a discounted gift trust

The following article provides information about inheritance tax planning for UK domiciled individuals where a gift has been made and the individual still requires access to withdrawals.

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