Protected funds

Protected funds for Old Mutual International - International Portfolio Bond investors

Protected funds may interest you if you are looking for an investment with an exposure to investment markets, but also want some protection against losing your capital.

Investments that offer protection often look like a great way to have your cake and eat it. They claim to give you the ability to enjoy investment returns in the good times while protecting you from losing all or some of your money if markets decline.

It's worth remembering of course that 'protected' is not the same as 'guaranteed'. No investment is ever 100% secure. In certain circumstances (for example, if the company providing the protection goes bankrupt), you will lose some or all of your money.

Even if you are confident about the security of the protection, you need to weigh up the cost of these products with the benefits they can provide and what you are hoping to get out of your investments, for example, how much risk you are willing to bear, whether you need a regular income and whether you need access to your capital.

From time to time, Old Mutual International offers protected funds that have been designed especially for our Portfolio Bond customers together with some well-known third-party providers. These pages provide you with information about the different protected funds tailored by Old Mutual International for our Portfolio Bond customers.

In addition, Old Mutual International - International Portfolio Bonds provide access to a vast number of third-party protected investment products available in the market.

Before making any investment decisions you should discuss your investment needs and risk appetite with your financial adviser.

Past performance is no guarantee of future returns. The value of the investments and the income from them can go down as well as up and the investor may not get back the amount invested. Where a transaction involves more than one currency the investor may be exposed to the risk of currency fluctuations.