Protected funds

Protected funds for Old Mutual International Portfolio Bond investors

Protected funds may interest your client if they are looking for an investment with an exposure to investment markets, but also want some protection against losing their capital.

Investments that offer protection often look like a great way to have your cake and eat it. They claim to give you the ability to enjoy investment returns in the good times while protecting you from losing all or some of your money if markets decline.

It's worth remembering of course that 'protected' is not the same as 'guaranteed'. No investment is ever 100% secure. In certain circumstances (for example, if the company providing the protection goes bankrupt), you will lose some or all of your money.

Even if your client is confident about the security of the protection, they need to weigh up the cost of these products with the benefits they can provide and what they are hoping to get out of their investments, for example, how much risk they are willing to bear, whether they need a regular income and whether they need access to their capital.

From time to time, Old Mutual International offers protected funds that have been designed especially for our Portfolio Bond customers together with some well-known third-party providers. These pages provide you with information about the different protected funds tailored by Old Mutual International for our Portfolio Bond customers.

In addition, Old Mutual International Portfolio Bonds provide access to a vast number of third-party protected investment products available in the market.

Past performance is no guarantee of future returns. The value of the investments and the income from them can go down as well as up and the investor may not get back the amount invested. Where a transaction involves more than one currency the investor may be exposed to the risk of currency fluctuations.

Financial Adviser Verification