Terms of Use

Please read these Terms and Conditions carefully. By accessing any page of this website, you agree to be bound by the Terms and Conditions below. If you do not agree to the Terms and Conditions below, please do not access any pages of this website.

Content of this site

Whilst considerable care has been taken to ensure the information contained within this website is accurate and up to date, no warranty is given as to the accuracy or completeness of any information and no liability is accepted for any errors or omissions in such information. All products referred to on this website are subject to change without notice. Old Mutual International accepts no responsibility for any information contained in any website accessed via a hypertext link from this website and makes no representation about its accuracy, completeness or legality.

Product availability

Old Mutual International does not sell products directly to the general public. The information contained on this website does not constitute a distribution, an offer to sell or the solicitation of an offer to buy and should not be construed as such. Products detailed on this website are designed for residents of Hong Kong.


Old Mutual International does not offer investment advice on the merits or suitability of its products and no information contained within this website should be construed as such. Important: The information contained in this Hong Kong website does not constitute and should not be regarded as an offer, solicitation of an offer or recommendation of any products or services as may be supplied by Old Mutual International. The information is not intended to provide any investment or professional advice. Investment involves risks. You should not rely on this website alone to make investment decisions, and you should obtain appropriate professional advice where necessary in view of your personal circumstances and risk profile.


Old Mutual International accepts no legal liability for loss, damages or expenses which you may suffer or incur directly or indirectly as a result of your accessing this website.


All material on this website is subject to copyright. All rights are reserved. You may not copy, reproduce or redistribute the information contained on the website for commercial purposes.

In the event of wishing to publish or distribute written marketing or other promotional material based upon the content of this website, he/she has to first obtain the prior written consent of Old Mutual International.


This website contains names and logos, which are trademarks of Old Mutual Group. Any use of these names and logos would constitute an infringement of those trademarks and is thus forbidden.


This website uses files called ‘cookies’ which automatically collect information from your computer to help us give you the full experience of this website. By accepting these terms and conditions you consent to the use of cookies – details of which can be found on our privacy policy page.

Please Note