Terms of use

Please read these terms and conditions carefully. By accessing any page of this website, you agree to be bound by the terms and conditions below. If you do not agree to the terms and conditions below, please do not access any pages of this website.

1. Content of site

Whilst considerable care has been taken to ensure the information contained within this website is accurate and up-to-date, no warranty is given as to the accuracy or completeness of any information and no liability is accepted for any errors or omissions in such information. All products referred to on this website are subject to change without notice.

Old Mutual International accepts no responsibility for any information contained in any website accessed via a hypertext link from this website. The content, accuracy and opinions expressed in such websites are not checked, analysed, monitored or endorsed by us.

 2. Product availability

The information contained on this website does not constitute a distribution, an offer to sell or the solicitation of an offer to buy. Some products detailed on this website are only available to persons in certain named countries.

If you are accessing this website outside the UK, your local legislation may not permit us to make products available to you in your own country. Please check with your financial adviser as to whether such products are available in the country in which you are resident.

3. Advice

Old Mutual International does not offer investment advice on the merits or suitability of its products and no information contained within this website should be construed as such.

You are advised that our products are only available upon the recommendation of a financial adviser, and you must consult such an adviser in order to apply for any product.

4. Taxation

Except where stated otherwise, the contents of this website are based on Old Mutual International’s interpretation of United Kingdom taxation law and practice as at the date appearing at the bottom of each product fact sheet.

While we believe this interpretation is correct, we can give no guarantee that tax reliefs and the tax treatment of funds will remain the same in the future. The value of any tax reliefs will depend on individual financial circumstances and the country of residence. If you are in any doubt, you are advised to consult your financial adviser.

5. Liability

Old Mutual International accepts no legal liability for loss, damages or expenses which you may suffer or incur directly or indirectly by you accessing this website.

6. Copyright

All material on this website is Copyright © Old Mutual International. Information accessed on this website is protected under Copyright Law. You may not copy, re-publish or re-distribute the information contained on the website for commercial purposes or gain other than whilst operating as a financial adviser acting within his or her normal business activities, except with the express agreement of Old Mutual International.

In the event of a financial adviser wishing to publish or distribute written marketing or other promotional material based upon the content of this website, he/she may only do so having first obtained the prior written consent of Old Mutual International.

7. Trademarks

This website contains names and logos which are trade marks of Old Mutual International. Any use of any of these names and logos would constitute an infringement of those trade marks and is thus forbidden.

8. Cookies

This website uses files called ‘cookies’ which automatically collect information from your computer to help us give you the full experience of this website. By using this website, you consent to the use of cookies – details of which can be found on our Privacy and cookie policy page.

The content of this site is not for the use of Hong Kong investors, however it does provide you (Hong Kong investors) with a secure customer login.