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Terms of use

Please read these terms of use. By accessing any page of this website, you agree to be bound by the terms of use below. If you do not agree to the terms of use below, please do not access any pages of this website.

1. Content of site

The information on the websites is for information purposes only.

Whilst considerable care has been taken to ensure the information contained within this website is accurate and up-to-date, no warranty is given as to the accuracy or completeness of any information and no liability is accepted for any errors or omissions in such information. All products referred to on this website are subject to change without notice.

Your use of the websites and the information contained in them is at your own risk and you assume full responsibility and risk of loss resulting from the use of the information.

Old Mutual International accepts no responsibility for any information contained in any website accessed via a hypertext link from this website. The content, accuracy and opinions expressed in such websites are not checked, analysed, monitored or endorsed by us.

2. Product availability

None of the products funds or services referred to on this website will be distributed to persons resident in any territory where such distribution would be contrary to local law or regulation or which would subject Old Mutual International to any registration requirement within such a territory. The information contained on the website does not constitute investment advice.

Products, funds or services referred to on the website are not available in the United States or its territories, nor are they available to US residents. Any investor who later becomes resident in the United States or its territories will be subject to restrictions placed on the investment, which include the suspension of premium payments and may include the ability to switch between funds.

Past performance is no guarantee of future returns. The value of the investments and the income from them can go down as well as up and the investor may not get back the amount invested. Where a transaction involves a foreign investment the investor may be exposed to the risk of currency fluctuations.

3. Advice

Old Mutual International does not offer investment advice on the merits or suitability of its products. Information contained within this website is not intended to constitute professional advice and should not be construed as such. Individual investors should seek advice from an independent financial adviser.

Our products are only available upon the recommendation of a financial adviser, and individual investors must consult such an adviser in order to apply for any product.

4. Liability

Old Mutual International accepts no legal liability for loss, damages or expenses which you may suffer or incur directly or indirectly by you accessing this website.

5. Copyright

All material on this website is Copyright © Old Mutual International. Information accessed on this website is protected under Copyright Law. You may not copy, re-publish or re-distribute the information contained on the website for commercial purposes or gain other than whilst operating as a financial adviser acting within his or her normal business activities, except with the express agreement of Old Mutual International.

In the event of any party wishing to publish or distribute written marketing or other promotional material based upon the content of this website, he/she may only do so having first obtained the prior written consent of Old Mutual International.

6. Trademarks

This website contains names and logos which are trademarks of Old Mutual International. Any use of any of these names and logos would constitute an infringement of those trademarks and is therefore forbidden.

Financial Adviser Verification

The content of this site is for advisers only. It is not for the use of Hong Kong advisers. You can change the regional content by selecting a region from the drop down box in the top right-hand corner.