FOR FINANCIAL ADVISERS ONLY
FOR FINANCIAL ADVISERS ONLY
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Loan Trust (Bare or Discretionary)

A trust which your client, the settlor, creates by lending money to their trustees to invest rather than giving it away. The loan is repayable to your client on demand, giving them flexibility for the future and can be repaid to them on an occasional basis or by regular repayments.

The Discretionary version allows the trustees to amend the beneficiaries, whereas the Bare version names the beneficiaries at outset and these cannot be changed. 

Read about Loan Trusts

Brochures:
Loan Trust Bare brochure 
Loan Trust Discretionary brochure 

Informer article - How a loan trust may help IHT planning

Watch this Techcellence video on Loan Trusts 

Access the Literature Library for forms to set up a trust.  

Visit the Trustability Hub for useful support materials about trusts.

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