FOR FINANCIAL ADVISERS ONLY

FOR FINANCIAL ADVISERS ONLY

Consumer
Share

Business Protection

Buildings skyline

Business assurance trusts FAQ

The pre-owned assets tax (POAT) was introduced to levy an income tax charge on IHT planning schemes which had circumnavigated the existing ‘gift with reservation’ provisions.
People around desk

Key employee cover explained

Any business could suffer if a director or key employee died or became critically ill. As well as the day-to-day problems of covering the absence, losing a key person can have a serious effect on the company’s finances.
businessman walking

Calculating key employee cover

Working out the sum assured needed for each key employee is not an exact science. This article outlines the key considerations.
Girl in garden

Partner/Shareholder Protection set-up

Principally there are two ways you might set up the plans for partnership or shareholder protection and this article looks at how to set up each.
handing over papers

Setting up the business agreement

There are several ways to establish partnership/shareholder business protection. This article outlines some of the key considerations and options.
child money

Partnership and shareholder protection

Unlike the other forms of business protection, partnership or shareholder protection covers individuals rather than the company. In this article we look at the key considerations for this type of cover.
man opening safe

Taxation of business protection

This article outlines the tax treatment for key employee cover and partnership or shareholder cover.
boy with car

Business protection – loan cover

A lender often makes it a condition of a loan that some of the directors and key employees have life insurance cover. In fact, the lender may not advance the money until the cover is in place.

Financial Adviser Verification

The content of this site is for advisers only. It is not for the use of Hong Kong advisers. You can change the regional content by selecting a region from the drop down box in the top right-hand corner.